Third of Home Insurers Fail to Cover Music Downloads

Music fans are at risk of losing thousands of pounds worth of digital music because their household insurer does not protect downloaded material, according to Which?.

Research by the consumer champion found that a third of leading home insurers’ standard policies fail to offer any form of digital information cover, even though over 100m tracks are downloaded by UK music lovers each year. Budget and esure are among those insurers that do not cover downloads in their standard policies.

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